jar of coins

Personal Savings

A simple and easy Savings account for you.


  • $100.00 average daily balance requirement to avoid $1.00 monthly service charge
  • No minimum deposit requirement to open
  • No fee ATM Card
  • FREE Online banking with Bill Pay
  • FREE eStatements and account alerts.
  • Minimum required to open is $3.00
  • The interest rate and annual percentage yield will not change for term of the account (From October to following October). 
  • At the end of the club account period, the funds in the account will be mailed to you by check, or more conveniently deposited to your account with us

LIMITATIONS: if the account is prematurely closed prior to the regular scheduled Club maturity date, all interest earned will be forfeited.
  • Minimum deposit to open and earn interest is $500.00
  • The interest rate and APY will not change for the term of the account
  • Interest begins to accrue on the day of deposit
  • Interest is compounded daily and credited monthly
  • The APY assumes interest will remain on deposit until maturity
  • You may not make additional deposits or withdrawals until the maturity date
  • A penalty will be imposed for withdrawals when made before maturity
  • You will have 10 calendar days after the maturity date to withdraw funds without penalty.
  • These CDs will automatically renew at maturity for an identical period of time as the original term (with the exception of CD Specials, refer to your Truth in Savings disclosure of CD Specials specified roll over term, as the term may vary)
An Individual Retirement Account  (IRA) allows you to save money for retirement in a tax-advantaged way. An IRA is an account setup at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis

  • $500.00 minimum contribution requirement to open
  • You may not make additional deposits or withdrawals until the maturity date
  • A penalty will be imposed for withdrawals when made before maturity
  • These IRAs will automatically renew. You will have 10 calendar days after the maturity date to withdraw funds without penalty. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.








PLEASE NOTE - All of our checking and savings accounts require a minimum of .01 cent for the account to remain open (for other minimum requirements, see the details of each specific account type).  If the account falls to a $0 (zero) balance, the account may be closed.